You are a Registered Shareholder if your shares are held in your name.


You are a Beneficial Shareholder if you maintain your position in the Company within a brokerage account.


You are a Foreign Investor if you do not have a US/Canadian Social Security Number or Tax ID associated with your account.


You are a Plan Participant if you own stock in MBIA's 401(k) Plan and/or Non-Qualified Plan.