You are a 401(k) Plan Participant if you hold Capital One's Common Stock in 401(k).


You are a Beneficial Stockholder or "street holder" if you maintain your COF stock with a broker, bank, trust or other nominee.



You are a Registered Stockholder if you hold your stock with Capital One's transfer agent Computershare Trust Company, N.A.


You are a Foreign Investor if you do not have a US/Canadian Social Security Number or Tax ID associated with your account.