You are a Registered Shareholder if you have your stock certificate in your possession.

 

You are a Beneficial Shareholder if you have your stock in a brokerage account.

 

Mutual Fund and 401(k):
If you have your stock in a mutual fund or 401(k) plan, the fund manager or the 401(k) plan trustee votes on your behalf and you are not considered a Registered Shareholder or a Beneficial Shareholder as defined above. Accordingly this service does not apply to you.